Pension Consultation

I would love to retire early

our expert advisors will tailor a pension plan to secure your future and protect your wealth. We’ll find the best options in the market, so you can relax and enjoy a worry-free retirement.

WE CAN HELP YOU WITH:

PRSA

Review old/current
pension plan

Personal Pensions

Additional Voluntary
Contributions (AVCs)

Personal Retirement Bonds

Company/Executive
Pensions

Client Testimonials

“Advisor was able to answer all of my questions, came across very approachable and easy to deal with. I paid a small fee for the consultation and as a result I have transferred my pension into a much better fund with higher allocation and better growth. I have potentially saved thousands and thousands of euros on my pension”

— Vadim, Galway

“The advisor was very clear and articulate in her consultation. It was really useful to see our financial position projected forwards towards retirement age. She was also very knowledgeable re pensions both here and in the UK”

— Laura, Dublin

“Normal language, nó jargon. I felt as though I was a respected client, even though I’m not wealthy. The fact I can email any questions even after my initial consultation, is very reassuring.”

— Ciara, Westmeath

WE’VE HELPED 1000S THOUSANDS OF PROFESSIONALS SECURE A WORRY-FREE RETIREMENT.

WHAT WE DO

RPersonalised Retirement planning advice.
RReview your old and/or your current pension plan.
RHelping you start a pension based on your unique needs.
RAssessment of your current financial situation, retirement goals, and risk profile.
RAssistance with application and documentation.
RYearly reviews to keep the plan aligned with objectives.
;Discuss the tax advantages of a private pension.
;Explain how you will draw money out of your plan at retirement.

WHY WOULD YOU GET A PENSION CONSULTATION?

Getting a pension consultation can be crucial in ensuring you have a secure retirement. A pension consultation with us can help you understand what’s best for you based on your circumstances. With an extensive team of qualified pension specialists, we can guide you in making informed decisions to maximise your pension’s potential.

Whether it’s reducing your contributions or restructuring your investment strategy, a pension consultation can help you navigate the complexities of planning for your retirement, so you don’t have to stress about it.

We strive to ensure the process is stress free and seamless so no matter what you want to do, we’re here to help.

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WHAT ARE THE DIFFERENT TYPES
OF PENSION PLANS?

Personal Pension Plan

A personal pension is a retirement savings plan that allows you to make contributions on a regular or one-off basis. Your contributions are then invested with the goal of building a pension pot that will provide you with an income in retirement. As a flexible option for those who are self-employed or without access to a company pension scheme, a personal pension can help you secure your financial future. It’s important to choose the right plan and investment strategy for your needs, so talk to us today to ensure you make the most of your personal pension.

LET'S TALK

PRSA

A PRSA is a Personal Retirement Savings Account that can help you save for your retirement. These investment accounts allow you to invest your savings in a range of funds through your account, providing you with flexibility and choice when it comes to retirement planning.

If your employer doesn’t offer a company pension scheme, they are required to provide you with access to a standard PRSA, which is regulated by the Irish government. Make sure you get the most out of your PRSA by contacting us today.

LET'S TALK

Personal Retirement Bonds

A personal retirement bond (PRB), also known as a ‘buy-out bond’, is a personal pension contract that’s designed to receive transfer payments from an occupational pension scheme. As a result, PRBs are a popular choice for those who have changed jobs and want to transfer their pension from their previous employer’s scheme. With a PRB, you can maintain control over your pension and enjoy the flexibility of choosing where and how to invest your funds. Chat to us today to ensure you understand the risks and benefits of a PRB and that it’s the right choice for your retirement goals.

LET'S TALK

Better equipped to navigate economic fluctuations.

Executive/Directors Pensions

As a busy self-employed person, it’s easy to put pension planning to the back of your mind, but failing to set up your own pension plan can leave you in a precarious financial position come retirement. Without your own pension, you’ll be dependent on the State pension in Ireland, which provides €265.30 per week. To avoid this situation, it’s important to take control of your retirement planning and set up your own pension.

We can help you navigate your options and find the right plan for your needs, ensuring you have the financial security you require in retirement.

LET'S TALK

Pension Review

If you already have an existing pension, it’s important to have a regular review to ensure you’re up to date with the latest charging structures. Charges have changed significantly over the last 5-10 years, and you don’t want to be paying too much to your pension provider. At askpaul we offer pension reviews to ensure you have the best charging structure for your needs. We’re confident we can beat your current structure and save you money, so book in for a review with us today to secure your financial future.

LET'S TALK

A pension is the most tax-efficient way of saving for your retirement. How much you need depends on the lifestyle you want to have when you stop working. The more you save now, the more you have to enjoy when you retire. It’s that simple.

Book a consultation today