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Top 10 Money Saving Tips for 2021

Top 10 Money Saving Tips for 2021

Top 10 Money Saving Tips for 2020 1. Budget – first and foremost you need to sit down with pen and paper, or excel, and put down your income(s)* and your outgoings! This will show you how much you have coming in and going out. It should also highlight places you are...

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N26 vs Revolut

N26 vs Revolut

N26 VS REVOLUTOver the past year, there’s been an increased interest in switching from traditional Irish Banks over to digital banks like N26 and Revolut instead. In my opinion, digital banks are a great alternative and a fantastic way to make some serious savings...

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Cash is King

Cash is King

CASH IS KING - GET YOUR FREE MONTHLY BUDGET TEMPLATEDebit cards are extremely handy and definitely serve a purpose when it comes to handling your finances but using them regularly is not, in my opinion, the best thing to do. The main reason for this is that you lose...

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THE STATE PENSION

THE STATE PENSION

THE STATE PENSION The Irish State pension scheme is going backwards as time move forwards.When a social welfare payment for older people was first introduced here back in 1908 (through Britain’s Old Age Pensions Act) you had to be 70 to qualify — and we are pushing...

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CLOSING THE GENDER PENSION GAP

CLOSING THE GENDER PENSION GAP

CLOSING THE GENDER PENSION GAP There are five simple steps to help reduce Ireland’s shocking pension gender pay gap, according to a leading financial advisor.Yesterday the ESRI confirmed that retired Irish women are €153 poorer per week than men, receiving almost...

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RISK LEVEL IN INVESTMENTS

RISK LEVEL IN INVESTMENTS

RISK LEVEL IN INVESTMENTS A lot of people think that Investment funds are not for them and they wouldn't be able to bear the risk associated with this type of investment, but the fact is that not every single investment is a big risky one, there are really good level...

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Smart ways to reduce Childcare Cost this Summer

Smart ways to reduce Childcare Cost this Summer

Smart ways to reduce Childcare Costs this SummerThere is just one month to go until primary schools are out for summer and that can add up to a hugely expensive time for working families. In homes where both parents are employed full-time, childcare costs rocket...

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Pensions Made Easy

Pensions Made Easy

Pensions Made Easy So what exactly is a pension and how does it work, and more importantly do you need one? What So a pension comes in two forms – the before retirement (savings part) and after retirement (spending part). Before retirement is basically just a...

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10 Reasons Why You Should Create A Personal Budget in 2019

10 Reasons Why You Should Create A Personal Budget in 2019

10 Reasons Why You Should Create A Personal Budget in 2019 I get it. I know that talking about money matters seems scary. I understand that Financial Management seems complicated. But I also want to make sure you are getting the information you need to make you...

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The 6 key steps to creating a personal budget in 2020

The 6 key steps to creating a personal budget in 2020

The 6 key steps to creating a personal budget in 2020 A personal budget can have a big impact on your life. It doesn’t matter how you create a personal budget (excel spreadsheet, notebook etc) but you do need some way to determine where your money is going each month....

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Here’s a Plan to Help You Save in 2020

Here’s a Plan to Help You Save in 2020

Here’s a Plan to Help You Save in 2020Take control of your finances, make your money work smarter, harder and go further. Put the right steps in place to meet your financial objectives no matter what stage of your life you are in Why Follow Paul? Have you ever found...

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Create another source of Income in 2019

Create another source of Income in 2019

Create another source of IncomeWe all wish we had more money coming in monthly. By earning even a little extra, you can stop living paycheck to paycheck, pay off your debts, and start focusing on your bigger financial goals. But short of quitting your job and writing...

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Budget 2019

Budget 2019

Budget 2019 Find my Budget 2019 Summary Below! Summary and Key Changes As widely reported the government took the position that there was little scope for wide-ranging spending or tax decreases in Budget 2019. Understandably, there was a focus on housing. Some welcome...

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Tax Tips

Tax Tips

  Tax Tips in Ireland   We all hate tax, right? So why do so many of us NOT claim money back from Revenue or use clever investment scheme to invest our hard earned cash? There a number of ways revenue get you Income tax, PRSI & levies Capital Gains tax...

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Car Finance on Today FM

Car Finance on Today FM

Car Finance on Today FM Take control of your finances, make your money work smarter, harder and go further. Put the right steps in place to meet your financial objectives no matter what stage of your life you are in Why Follow Paul? Have you ever found it a struggle...

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Consumer Spending – Sunday AM

Consumer Spending – Sunday AM

Consumer Spending - Sunday AM Take control of your finances, make your money work smarter, harder and go further. Put the right steps in place to meet your financial objectives no matter what stage of your life you are in Why Follow Paul? Have you ever found it a...

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Income – how to protect , replace and grow – Sunday AM

Income – how to protect , replace and grow – Sunday AM

Income - how to protect , replace and grow - Sunday AM Take control of your finances, make your money work smarter, harder and go further. Put the right steps in place to meet your financial objectives no matter what stage of your life you are in Why Follow Paul? Have...

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Life Assurance Top Tips – Sunday AM

Life Assurance Top Tips – Sunday AM

Life Assurance Top Tips - Sunday AM Take control of your finances, make your money work smarter, harder and go further. Put the right steps in place to meet your financial objectives no matter what stage of your life you are in Why Follow Paul? Have you ever found it...

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Banking Fees

Banking Fees

How to Save Money on Banking FeesTake control of your finances, make your money work smarter, harder and go further. Put the right steps in place to meet your financial objectives no matter what stage of your life you are in Why Follow Paul? Have you ever found it a...

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Tackling Debt Financial Advice on TV3 Sunday AM

Tackling Debt Financial Advice on TV3 Sunday AM

Tackling Debt Financial Advice on TV3 Sunday AM Take control of your finances, make your money work smarter, harder and go further. Put the right steps in place to meet your financial objectives no matter what stage of your life you are in Why Follow Paul? Struggle to...

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Increase your finances by earning some extra income

Increase your finances by earning some extra income

Increase your finances by earning some extra income Take control of your finances, make your money work smarter, harder and go further. Put the right steps in place to meet your financial objectives no matter what stage of your life you are in Why Follow Paul? Have...

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Let’s talk about income

Let’s talk about income

Let’s talk about income Your income is your biggest asset, if you consider the average wage according to the 2016 CSO results for a full-time worker being €45,075 over a working lifetime of 43 years (age leaving college to retirement age) is €1,938,225. If you are...

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Smart Ways to Eliminate Credit Card

Smart Ways to Eliminate Credit Card

Smart Ways to Eliminate Credit Card One question that I get asked quite regularly is how to tackle credit card debt. It’s easy to fall into the trap of credit card debt as we all like the idea of buy now pay later. And that’s okay if you are paying your credit card...

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Tackling debt

Tackling debt

Top Tips For Tackling Debt As a country we have an issue with debt, despite improvement since 2008 Irish Households are still the fourth most indebted households in Europe behind Denmark, the Netherlands and Sweden. By the end of September 2017 it stood at €141.8...

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The Debt Ladder

The Debt Ladder

The Debt Ladder The Debt Ladder is my tried and trusted method that will guarantee success. By tackling your debt in manageable chunks, you will get multiple small wins and a sense of accomplishment that means you will feel good and will continue to pay it off. This...

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Educating your Children About Money

Educating your Children About Money

Educating your Children About Money Enter Your details to Download our Kids Chore Sheets & Savings Plan By the age 6 kids have already developed their attitude to money, spending and saving. So it’s important to start talking to kids from an early age about money....

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Interview on Pensions with IrelandAM

Interview on Pensions with IrelandAM

Interview on Pensions with IrelandAM Take control of your finances, make your money work smarter, harder and go further. Put the right steps in place to meet your financial objectives no matter what stage of your life you are in Why Follow Paul? Have you...

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Easy Steps To A Personal Budget

Easy Steps To A Personal Budget

Easy Steps To Personal BudgetingTake control of your finances, make your money work smarter, harder and go further. Put the right steps in place to meet your financial objectives no matter what stage of your life you are in Why Follow Paul? Have you ever found it a...

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4 Tips on Getting Cash into Your Start-Up

4 Tips on Getting Cash into Your Start-Up 4 Tips on Getting Cash into Your Start-Up“Fail to Prepare, Prepare to Fail” Benjamin FranklinIf you are considering setting up your own business the key is cash, as in cash flow. The number 1 reason people fail at business is...

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