SWITCH MORTGAGE
MOVING HOMES
FIRST TIME BUYERS
Client Testimonials
“The expectation was to have support in applying for a mortgage, we go that and a whole lot more, every aspect of mortgage explained and every requirement for mortgage was supported by in full. The mortgage portal is brilliant.”
— John, Dublin
“My situation is a bit different, and I am not really on a typical life journey. Askpaul was able to understand this and adapted their advice to my specific case and needs.”
— Hannah, Dublin
“Ran through the whole mortgage process, set the expectations of timelines with the banks, solicitors, estate agents. Was put at ease about the process and made felt more comfortable about applying!”
— Andrew, Dublin
WE HAVE SUCCESSFULLY ADVISED THOUSANDS OF MORTGAGE CLIENTS THROUGHOUT IRELAND, FROM DUBLIN TO GALWAY AND CORK TO DONEGAL.
- RProvide you with the right mortgage solution for your specific needs by analyzing your current situation and providing you with clear and concise information.
- RCalculate your borrowing capacity based on your financial situation.
- RThe best mortgage deals from all the major Irish lenders in one place.
- RIdentify & get recommendations on the best-suited mortgage for you from a wide range of lenders.
- RCreate a plan to get you ready to apply.
WHY YOU NEED A MORTGAGE CONSULTATION?
We ensure you’re getting the best deal on your mortgage based on your circumstances. We help you understand what’s best for you whether it is switching mortgage to potentially save €1000s over the term of your mortgage or reducing your term through restructuring your payments, all while identifying the right term to do so.
We have an extensive team of qualified mortgage specialists, and we can meet you when and where it suits you best. We strive to ensure the process is stress free and seamless so no matter what you want to do, we’re here to help.
SWITCH MORTGAGE
Moving lenders might help you secure a lower interest rate on your current mortgage thereby potentially savings a significant sum of money in the long term. We’ll evaluate your circumstances, explain you all the options that are available to you & help you access the cheapest mortgage rates through our network of all major Irish lenders.
We’ll help you identify the best deal for your circumstance & provide quick as well as concise guidance throughout the process. We do the switching and you make the savings.
When can you switch?
- If you need to borrow extra money for an extension, moving house, etc.
- If you want to change the conditions on your mortgage, such as mortgage term.
- If you have been able to meet your mortgage repayments.
- If the property is less than 90% LTV
MOVING HOMES
You know how stressful it can be, having been through the mortgage application process before. Whether you’re trading up or moving on, we’ll help you access the most affordable mortgage rates through our network of all major Irish lenders & provide quick as well as concise guidance throughout your mortgage journey to help you make the move swiftly.
We’ll help you identify how much you can borrow & help you secure the most suitable deal based on your needs.
FIRST TIME BUYERS
One of the most crucial financial and emotional decisions you will ever make is purchasing your first home. We help you access the most affordable mortgage rates through our network of all major Irish lenders & provide quick as well as concise guidance throughout your mortgage journey to help you get on the property ladder.
We’ll review your situation & recommend most suitable government schemes where applicable based on your situation whether is it Help to Buy Scheme, Local Authority Home Loan or First Home Shared Equity Scheme.
Did you know?
Under the new central bank guidelines, first time buyers will be able to borrow up to 4 times their income from January 2023 onwards.
Every day we help single people, couples and families with new mortgage applications, switching lenders for a better deal, moving to new homes, refinancing and equity release.
A quick guide to all Mortgage Terms
Top 10 Mortgage FAQs Answered
Documents needed for a Mortgage application
| Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it. |
| Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. |
| Warning: You may have to pay charges if you pay off a fixed rate loan early. |
| Warning: The cost of your monthly payments may increase. |
| Warning: The payment rates on this housing loan may be adjusted by the lender from time to time. |
Why work with us?
Work with Ireland’s leading financial advisors to make your money work smarter, harder and go further.
Join over 217,000 people who follow askpaul
Get FREE access to content to help you make the right decision about your finances. Follow askpaul on:
Ready to get started?
Find out more about our Services
Have a Financial Question?
Hello!
Have a question? You can always askpaul!
Connect on social: