Financial Planning

Whether you are a single 24 year old who wants to start a business, 40-something wanting to build your child’s education funds or you are 50 years who just want to be sure they have enough to retire.

No matter what you want to do, we’re here to help you.

askpaul has helped 6,750+ Irish families protect their financial futures.

Here at askpaul, we get rid of the guesswork and help you navigate all the “things” on your list.

Our financial planning consultation covers it all by looking at

Protecting your Income, Yourself & your Loved Ones

Set Financial Goals for your Future

Help Organise Spending

Direct your Saving Goals to achieve what matters to you

Grow your Income with Investments suited to your preferred risk levels

Plan for a Comfortable Retirement where you are not worried 

Protecting your Income, Yourself & your Loved Ones

Set Financial Goals for your Future

Help Organise Spending

Direct your Saving Goals to achieve what matters to you

Grow your Income with Investments suited to your preferred risk levels

Plan for a Comfortable Retirement where you are not worried

Consultation charges

Through our advanced planning process using cash flow modelling, we help you get a comprehensive understanding of your financial strengths and weaknesses by thoroughly analysing your income and expenses.

By having a clear view of your current and future finances, you can prioritize what’s important to you and take the right steps to achieve your financial goals.

Our consultation charges are

€250 €200

which will cover  

⭐ Multiple consultations to create the perfect plan for you

⭐  Our in-depth financial planning process determines the best use of your financial resources

⭐ Virtual consultations at a date and time that suits your lifestyle

⭐Complementary yearly reviews to make sure your financial plan reflects any changes that might have occurred in your life like welcoming a new member in the family or change of job or simply if you would like to alter your pension or investment contributions.

What makes financial planning so important?

Manage your income scientifically

We use Cashcalc, a cash flow modelling software which gives a detailed picture of your assets, investments, debts, income, and expenditure, projected forward, year by year, using assumed rates of income, inflation, and interest rates to show how your finances will look up to age 100. This empowers you to make provisions & act accordingly to ensure you achieve your financial goals in the future.

Better prepared to deal with inflation

Inflation can have a significant impact on your ability to achieve your financial goals. Through a financial plan, we can help you allocate your assets to improve the chances of meeting your goals keeping in mind the rising cost of living, interest rate hikes & everything that is eating into your hard-earned money.

Save for the future

Saving money is one of the essential aspects of building wealth and having a secure financial future. Having a financial plan helps improve saving and budgeting habits that will have a profound effect on your finances in the long run.

Achieve your long-term goals

Some objectives are very crucial in our lives. Be it to own a house, build education funds for your children or retire early. Financial planning helps you devise an accurate plan to achieve your objectives in a specific amount of time.

    A goal without a plan is just a dream, so no matter what your goals are, we’re here to help you achieve them.

    What are the benefits to an askpaul financial plan for you?

    MAKING SENSE OF YOUR MONEY

    Most of the people that we see think that they have a handle on their current situation, but during an askpaul consultation our team of advisors go through your finances with a fine tooth comb , using our finance mapping software to apply the science to your incoming and outgoing. During this process we assess everything that your earning and paying for and provide direction on your finance leaks and financial gaps.

    Don’t worry, there’s no judgement from our advisors, if you like to shop online or eat out quite a bit, we’re not going to tell you how to spend your hard-earned income, BUT we will advise you how to shift your outgoings by creating a plan that focused on achieving all the “things” you want to.

    FINANCIAL BALANCE FOR NOW AND THE FUTURE

    Here at askpaul we don’t believe in sacrificing the today you for the future you, a great financial plan allows you to enjoy life now while also providing for your future.

    Your personal consultation will focus on your current and future goals, no matter what they are our advisory team will build your financial plan around you (and any little you’s there may) and all the things that you want to achieve, this year, next year and in the years to come.

    We’ll provide a path for you to achieve as many of the things you want to do.

    ENJOY A BETTER STANDARD OF LIVING

    Most people assume that they would have to sacrifice their standard of living if they start budgeting & savings or investing for their long/short term financial goals. On the contrary, we design a financial plan where you would not need to compromise your lifestyle. It is possible to achieve your goals while living comfortably.

    INCREASE YOUR SAVINGS

    It is possible to save a little money without having a financial plan, but we mostly find that  it may not be the most efficient way to go about it.

    When we create a financial plan for you, along with offering a good deal of insight into your income and expenses, we also help you track and cut down your costs consciously, switch to cheaper mortgage rates, better protection quotes & much more. This automatically increases your savings in the long run.

    BE PREPARED FOR EMERGENCIES

    Having the right kind of protection is a critical aspect of financial planning. We ensure that you & your family are protected with the right insurance policies based on your circumstances. This way, you don’t have to worry about managing expenses in case of a family emergency or a job loss.

    GET PEACE OF MIND

    With adequate funds at hand, you can cover your monthly expenses, invest for your future goals and treat yourself & your family without worry. Financial planning helps you manage your money efficiently and enjoy peace of mind. We also review and monitor the plans every year to ensure that they are kept up to date and in line with your changing goals/needs.

    Get a personal consultation with the askpaul team to map out all the things you want to do and we’ll provide the direction to get you there

    What actually happens when you book in for a
    financial planning consultation?

    Step 1 : Understanding You

    This is where we start to get to know you, your worries and your hopes. We’ll work out what your current expenses are and what you want to achieve, financially.

    Step 2 : Analysis

    Once we have all the financial information we need, our qualified team of Financial Advisors then start to build your personal financial plan using the most advanced cash flow modelling technology to make sure that we maximise the benefits of you.

    Step 3 : Recomendation  

    Next, our qualified advisor will lay out the road map before you and explain everything while showing you why we are making the specific recommendations.

    Step 4 : Implementation

    Once you are happy with our recommendations & plan, the paperwork can be signed and we’ll set off on your journey together. After paperwork is signed, our team will take care of the activation of policies and portfolios, keeping you informed at every step.

    Step 5 : Review

    As part of our ongoing service, we stay in contact with you, keep you up to date with ongoing market updates and webinars. We hold regular reviews to take onboard any changes in your lifestyle or financial circumstances to accordingly amend your plan.

    Here’s our team of experienced advisors

    We have a team of over 50+ experts with 9 certified Financial Planners & 5 Mortgage Advisors, managing €144mln+ of client assets.

    Ian Britton | askpaul

    Ian Britton QFA RPA

    Áine Cullen | askpaul

    Áine Cullen CFP® MSc GDip QFA

    Conor Byrne | askpaul

    Conor Byrne QFA APA

    Darren Nolan | askpaul

    Darren Nolan QFA IATI CFP®

    Andrew Murphy

    Conor O'Hara | askpaul

    Conor O’Hara QFA MIIPM

    Adam Penrose | askpaul

    Adam Penrose BBS APA Life Assurance

    Mark Roote

    Conor L’Estrange QFA

    Check out our latest videos created to assist you with understanding & managing your money better.

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