Financial Planning
No matter what you want to do, we’re here to help you.
askpaul has helped 9000+ Irish families protect their financial futures.
Here at askpaul, we get rid of the guesswork and help you navigate all the “things” on your list.
Our financial planning consultation covers it all by looking at
Protecting your Income, Yourself & your Loved Ones
Helping Organise Spending
Grow your Income with Investments suited to your preferred risk levels
Plan for a Comfortable Retirement
"Fantastic service, wish I knew about your service 15years ago "
– A happy askpaul client
"By far the best financial planners that I have dealt with"
– A happy askpaul client
"Helping take the stress out of the whole process"
– A happy askpaul client
"Five-star experience. We got more than we imagined we would from the service so far"
– A happy askpaul client
"Paul was excellent and easy to speak with understands ordinary people with everyday problems"
– A happy askpaul client
"Professional. Personable. Clear. Friendly. 5 stars all around, couldn’t be happier!"
– A happy askpaul client
Consultation charges
Through our advanced planning process using cash flow modelling, we help you get a comprehensive understanding of your financial strengths and weaknesses by thoroughly analysing your income and expenses.
By having a clear view of your current and future finances, you can prioritise what’s important to you and take the right steps to achieve your financial goals.
Our consultation charges are
€250 €200
which will cover
Multiple consultations to create the perfect plan for you
Our in-depth financial planning process determines the best use of your financial resources
Virtual consultations at a date and time that suits your lifestyle
Complementary yearly reviews to make sure your financial plan reflects any changes that might have occurred in your life like welcoming a new member in the family or change of job or simply if you would like to alter your pension or investment contributions.
What makes financial planning so important?
Manage your income scientifically
We use Cashcalc, a cash flow modelling software which gives a detailed picture of your assets, investments, debts, income, and expenditure, projected forward, year by year, using assumed rates of income, inflation, and interest rates to show how your finances will look up to age 100. This empowers you to make provisions & act accordingly to ensure you achieve your financial goals in the future.
Better prepared to deal with inflation
Inflation can have a significant impact on your ability to achieve your financial goals. Through a financial plan, we can help you allocate your assets to improve the chances of meeting your goals keeping in mind the rising cost of living, interest rate hikes & everything that is eating into your hard-earned money.
Save for the future
Saving money is one of the essential aspects of building wealth and having a secure financial future. Having a financial plan helps improve saving and budgeting habits that will have a profound effect on your finances in the long run.
Achieve your long-term goals
Some objectives are very crucial in our lives. Be it to own a house, build education funds for your children or retire early. Financial planning helps you devise an accurate plan to achieve your objectives in a specific amount of time.
A goal without a plan is just a dream, so no matter what your goals are, we’re here to help you achieve them.
What are the benefits to an askpaul financial plan for you?
MAKING SENSE OF YOUR MONEY
Most of the people that we see think that they have a handle on their current situation, but during an askpaul consultation our team of advisors go through your finances with a fine tooth comb , using our finance mapping software to apply the science to your incoming and outgoing. During this process we assess everything that your earning and paying for and provide direction on your finance leaks and financial gaps.
Don’t worry, there’s no judgement from our advisors, if you like to shop online or eat out quite a bit, we’re not going to tell you how to spend your hard-earned income, BUT we will advise you how to shift your outgoings by creating a plan that focused on achieving all the “things” you want to.
FINANCIAL BALANCE FOR NOW AND THE FUTURE
Here at askpaul we don’t believe in sacrificing the today you for the future you, a great financial plan allows you to enjoy life now while also providing for your future.
Your personal consultation will focus on your current and future goals. No matter what they are our advisory team will build your financial plan around you (and any little you’s there may be) and all the things that you want to achieve, this year, next year and in the years to come.
We’ll provide a path for you to achieve as many of the things you want to do.
ENJOY A BETTER STANDARD OF LIVING
Most people assume that they would have to sacrifice their standard of living if they start budgeting & savings or investing for their long/short term financial goals. On the contrary, we design a financial plan where you would not need to compromise your lifestyle. It is possible to achieve your goals while living comfortably.
INCREASE YOUR SAVINGS
It is possible to save a little money without having a financial plan, but we mostly find that it may not be the most efficient way to go about it.
When we create a financial plan for you, along with offering a good deal of insight into your income and expenses, we also help you track and cut down your costs consciously, switch to cheaper mortgage rates, better protection quotes & much more. This automatically increases your savings in the long run.
BE PREPARED FOR EMERGENCIES
Having the right kind of protection is a critical aspect of financial planning. We ensure that you & your family are protected with the right insurance policies based on your circumstances. This way, you don’t have to worry about managing expenses in case of a family emergency or a job loss.
GET PEACE OF MIND
With adequate funds at hand, you can cover your monthly expenses, invest for your future goals and treat yourself & your family without worry. Financial planning helps you manage your money efficiently and enjoy peace of mind. We also review and monitor the plans every year to ensure that they are kept up to date and in line with your changing goals/needs.
Get a personal consultation with the askpaul team to map out all the things you want to do and we’ll provide the direction to get you there
What actually happens when you book in for a
financial planning consultation?
Step 1 : Understanding You
This is where we start to get to know you, your worries and your hopes. We’ll work out what your current expenses are and what you want to achieve, financially.
Step 2 : Analysis
Once we have all the financial information we need, our qualified team of Financial Advisors then start to build your personal financial plan using the most advanced cash flow modelling technology to make sure that we maximise the benefits of you.
Step 3 : Recomendation
Next, our qualified advisor will lay out the road map before you and explain everything while showing you why we are making the specific recommendations.
Step 4 : Implementation
Once you are happy with our recommendations & plan, the paperwork can be signed and we’ll set off on your journey together. After paperwork is signed, our team will take care of the activation of policies and portfolios, keeping you informed at every step.
Step 5 : Review
As part of our ongoing service, we stay in contact with you, keeping you up to date with ongoing market updates and webinars. We hold regular reviews to take onboard any changes in your lifestyle or financial circumstances to accordingly amend your plan.
Here’s our team of experienced advisors
We have a team of over 50+ experts with 9 certified Financial Planners & 5 Mortgage Advisors, managing €144mln+ of client assets.
Ian Britton
QFA
Áine Cullen
CFP® QFA
Conor Byrne
QFA
Darren Nolan
CFP® QFA
Andrew Murphy
CFP® QFA
Conor O’Hara
QFA
Mark Roote
QFA
Conor L’Estrange
QFACheck out our latest videos created to assist you with understanding & managing your money better.
Have a Financial Question?
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