By comparing leading providers in Ireland, we ensure that you receive the best price available.

Affordable coverage starting from €12/month*. Get your tailored quote today!

Getting a quote takes minutes & getting insured can take less than an hour.... 

 

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Your policy

Your details

Second applicant

Declaration

How it Works?

At askpaul, securing your mortgage protection is straightforward:
  1. Submit Your Details:

    Complete our online form with your information.

  2. Receive Personalised Quotes:

    Based on your details, we’ll provide instant quotes from leading providers.

  3. Email your Quotes:

    You can email the quote to yourself for your records.

  4. Expert Follow-Up:

    A team member will contact you to discuss your options.

  5. Policy Setup:

    We’ll guide you through the process and handle the setup for you.

Get the best coverage tailored to your needs, with expert guidance at every step.

How it Works?

Smart protection for you and your family

With askpaul, you can be confident that your home is secured and have peace of mind with Mortgage Protection Insurance knowing that your mortgage is catered for should anything unexpected happen. We will ensure your mortgage loan protection insurance plan is tailored to fit your needs, ensuring safety and financial stability during challenging times.

Smart protection for you and your family

Benefits of Mortgage Protection Insurance

  • If you die during the term of the policy, the policy will pay off the remaining amount on your mortgage.
  • It protects your family from a substantial financial burden.

 

Need to know about reducing term cover

  • As your mortgage balance reduces over time, the amount of cover on the policy also reduces.
  • How long and how much you’re covered for, usually depends on the term (years left) and amount on your mortgage.
Benefits of Mortgage Protection Insurance

Why do you need mortgage protection insurance cover?

If you have a mortgage on your home you need Mortgage Protection insurance. All mortgage providers require a life policy to be in place before allowing you to draw down a mortgage on your home.

Why askpaul?

Mortgage Form Why AskPaul Panel 1
We work with leading providers so we can price match the lowest available mortgage protection rate on the market.
Mortgage Form Why AskPaul Panel 2
Provide a few details and you will get your personalised mortgage protection quote instantly.
Mortgage Form Why AskPaul Panel 3
We have helped thousands of families throughout Ireland, from Dublin to Galway and Cork to Donegal protect their financial futures.

FAQs

Mortgage protection insurance is a type of life insurance designed to pay off your mortgage balance if you pass away during the term of the policy, ensuring your family isn’t burdened with the remaining debt.

Yes, in Ireland, all mortgage providers require a life policy to be in place before allowing you to draw down a mortgage on your home.

As your mortgage balance decreases over time, the coverage amount of a standard mortgage protection policy also reduces, aligning with your outstanding mortgage debt.

Yes, you can transfer your mortgage protection policy to a new lender if you decide to switch your mortgage. It’s important to review your policy terms and consult with your provider to ensure a smooth transition.

The cost is influenced by factors such as your age, health status, the amount and term length of your mortgage, and whether you smoke.

 

No, we offer guaranteed premiums, which means that your premium will never change during the policy term, provided it is paid on time and in full and inflation option is not chosen.

 

Once we have received your application, we can process your policy within 5 working days (assuming all details provided are correct). However, if you require your policy urgently, we can provide a decision on this within 4 hours.

 

Would you like to speak to a Financial Advisor instead?

Book a NO-COST, NO-OBLIGATION consultation today & we’ll help you build a personalised protection plan based on your individual situation!
*Based on an initial quote of €350,000 cover over 15 years. Life covered is a non-smoker born and aged 31 years. Subject to medical underwriting requirements. All quotes are inclusive of life insurance levy.