Our Business Owner Financial Planning consultation takes into account the interplay between personal and business finances, recognizing their mutual influence. We develop a financial plan that optimizes the balance between your personal finances and long-term business objectives, ensuring tax efficiency while providing protection against risk.
Our comprehensive approach includes personal cashflow modelling, alignment of business and personal financial goals, wealth preservation and growth strategies for your business, expert guidance on pension legislation for owner-directors, and advice on business, entrepreneurial, and retirement relief.
Additionally, we offer referrals to accountants, tax advisors, and life/business coaches as needed to enhance your financial journey.
As a business owner, peace of mind is paramount. Our comprehensive service provides the assurance you need to confidently pursue your personal financial goals and safeguard your business’s future. With our expert Financial Planners by your side, you can be confident that we’ll guide you through the complexities of the business & personal financial landscape, empowering you to make informed decisions and secure both your personal and business future.
We use a bespoke cash flow modelling software, CashCalc that provides a comprehensive analysis of your personal & business’s assets, liabilities, income, and expenses, projecting them forward with assumed rates of income, inflation, and interest. This empowers you to strategically plan and take proactive measures to achieve your financial goals and ensure a secure and prosperous future for your business. With our expert guidance, you can effectively manage your wealth and optimize your business’s financial performance.
As a business owner, you understand the challenges posed by economic fluctuations to your business. We will equip you with the necessary tools to navigate these uncertainties successfully. By crafting a tailored financial plan, we assist you in effectively managing your assets amidst rising costs, interest rate fluctuations, and factors that erode your hard-earned money. With our expertise, you’ll be better prepared to withstand economic volatility and steer your business towards continued growth and financial resilience.
We assist you in identifying and prioritizing your unique financial goals. We understand the potential distractions and expenses that can derail your progress without a clear plan in place. By setting clear objectives and creating a tailored roadmap, we empower you to take full control of your personal & business’ financial future. With our guidance, you can maximize your resources, make informed decisions, and stay focused on achieving your & your business’s long-term financial goals.
Maintaining business continuity is crucial, factoring in the potential impact on your business if you or a key team member experiences illness or face an unfortunate event. By implementing strategic measures, we safeguard your business’s income in the face of unforeseen circumstances such as death, illness, or injury affecting you, your partner, or vital individuals your business relies on. Protect your business’s stability and secure its future with our expert guidance and tailored protection solutions.
As a business owner, envisioning your retirement can be complex. We recognize that retirement planning is not solely about age; it’s about financial preparedness. Our cash flow modelling provides a comprehensive view of your financial future, incorporating assets, liabilities, income, and expenses. By projecting these factors year by year, we enable you to make informed decisions and take appropriate action to achieve the retirement lifestyle you desire, on your terms. We’ll guide you towards a retirement plan that aligns with your goals and aspirations & lets you choose when you want to retire.
Most businesses are primarily or solely self-financed, making them the owners’ main investment. However, diversification is key when it comes to investments. Cashflow modelling illustrates how expanding your investment portfolio to include alternative asset classes can influence your financial landscape. By assessing the potential impact, we help you make informed decisions to enhance diversification and optimize your financial outcomes. Broaden your investment horizons with our expert guidance and unlock the potential benefits of strategic investment diversification.
We begin by understanding your personal and business financial challenges, and aspirations.
Once we have gathered all the necessary financial information, our experienced team of Certified Financial Planners (CFPs®) will conduct a thorough analysis of your personal and business financial landscape. This includes a comprehensive review of your & your business income, expenses, assets, and liabilities, as well as your current investments, insurance coverage, retirement savings, and estate planning strategies.
Based on our analysis, we will present a tailored road map designed specifically to address your unique needs and goals as a business owner. Our recommendations may cover various aspects, such as saving and investing strategies, retirement planning, and protection products. We will provide clear explanations behind each recommendation, ensuring you fully understand the rationale. We encourage your active participation and address any questions or concerns you may have, working collaboratively to fine-tune the plan as needed.
Upon your approval and satisfaction with the proposed plan, we will guide you through the necessary paperwork, ensuring a seamless process. Our dedicated team will handle the activation of policies and portfolios, keeping you informed at every step of the implementation process.
Our commitment to your financial success extends beyond the initial consultation. We provide ongoing support and monitoring to keep you on track towards your business and personal financial goals. This includes regular check-ins, portfolio reviews, and updates to the financial plan as your circumstances evolve. Count on us to be your trusted partner throughout your financial journey.
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