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Every January I launch this 52 weeks Savings Challenge to help people start their year right by creating great saving habits and build a nice pot of money to create an emergency fund or save for a deposit or to simply pay for “things” rather than borrowing from the banks or the credit union. The whole idea for a 52 weeks challenge is about changing money habits throughout the year.

Loads of people get involved every year because it’s simple to follow and easy to stick with as time goes by.

There are 2 versions, the beginners where you can save €1,378 or the advanced to save €5,000 so there’s an option for everyone.

The beginner’s challenge has you save €1 in week one, €2 in week two, €3 in week three, and so on. By the end of the challenge, you’re saving €52 in one week, and your total savings will be €1,378.

If you want to kick your savings into high gear, take up the advance challenge & start by saving €20 in week one, €35 in week two, €45 in week three, and €125 in week four. Carry the pattern through, and by the end of the year, you’ll have saved €5,000.

You could also turn this challenge upside down and do it backward if that works for you.

To keep you going along the way I’ll send you some tips throughout the year so that you make it to December 2022.

Don’t forget to share this with your saving buddies.

You’ll be even more successful if you do these challenges with your family and friends. Invite them to save money along with you.

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