On-Demand

Overpaying your mortgage doesn’t have to be confusing.
This free guide explains how mortgage overpayments work in Ireland and helps you figure out if it’s the right move for you.

It breaks down the differences between variable, tracker, and fixed-rate mortgages, what your bank will allow, and what to watch out for, especially if you’re on a fixed rate. Whether you’ve come into a lump sum or have extra income each month, this guide shows you how to overpay properly.

You’ll also find lender-specific details and links to the exact forms you need.

Clear, practical steps you can take now to make smarter mortgage decisions.

Sorting your pension doesn’t have to be confusing. This guide explains how pensions work in Ireland, what to look for when setting up a new one, and how to check pensions from previous jobs so they’re not sitting idle or losing value.

It also breaks down Auto-Enrolment / My Future Fund and why higher-rate taxpayers may need to take a different approach to get the most from their money.

Simple, clear steps you can take now

Conor Byrne, Head of Private Clients and Stephen Tully, CEO of Business Venture Partners (BVP) discuss the 2024/2025 Employment and Investment Incentive Scheme (EIIS), a revenue-approved investment scheme that offers individual investors tax relief of up to 35% and provides smart, tax-efficient opportunities to grow wealth.  Conor & Stephen discussed how these strategies can help build a diversified portfolio while enabling investors to retain more of their earnings. 

This webinar provided insights into investing concepts, the current economic climate in Ireland, and opportunities for investors.  Paul shared updates on the Zurich Dynamic Fund, market trends, and their potential impact on future investments. The session concluded with a Q&A, offering attendees the chance to address their queries.  Whether experienced or new to investing, participants gained valuable knowledge to capitalise on available opportunities 

This webinar provided valuable insights into investment concepts, the Irish economic climate, and market trends.  Ian Slattery of Zurich shared updates on the Zurich Dynamic Fund and an outlook for the coming quarter, while Conor from askpaul discussed how market trends may impact future investments.  A Q&A session allowed attendees to engage directly with experts and get tailored advice, equipping participants with the knowledge to navigate the market confidently. 

The webinar focused on retirement savings with experts Paul Merriman (CFP) and Conor O'Hara (QFA MIIPM), who shared strategies to optimise pension contributions, boost retirement savings, and align investments with retirement goals. Gain insights into top investment recommendations for effective retirement planning.  (Recorded 28th September 2023)  

This webinar explored how mortgages fit into your financial plan, current interest rate trends, and evolving lending criteria. Attendees gained a step-by-step understanding of the mortgage journey, from approval in principle to drawdown.  Shane Cullen, Head of Mortgages at askpaul, shared insights on navigating the market and adapting to recent changes, with a Q&A session addressing participant questions.  Whether you're a first-time buyer, mover or switcher, the session provided valuable knowledge to help you make informed mortgage decisions.      Please be advised, some of the information relating to interest rates and lender terms & conditions may have changed and may no longer be relevant as this webinar was recorded in July 2023.

This webinar will help anyone who is navigating redundancy.

In this webinar, Paul Merriman CFP is joined by Gerry Hussey, Health & Performance Coach from Soul Space to give some great well-being tips to help manage mindset during the process and John Richardson from Cronin & Company discusses termination payments, tax exemptions, tax relief, ex-gratia payments and much more.

The objective of this webinar is to give you information, guidance, and support to help you make the best decision when it comes to your mortgage. During the webinar, our CEO Paul Merriman along with our Head Of Mortgage Shane Cullen & Mortgage Advisor Keri Merriman tackled a wide range of topics, they kicked off with an overview of the property market and provided examples of how the interest rate increases will impact your monthly repayments, the impact on tracker mortgages, the mortgage application process, mortgage measures, the bank process, things that hold a mortgage up, Government schemes, and answered a tonne of questions!

Everyone will need a pension, but what’s more important is understanding if it’s the right time for you to fund your pension. In this webinar, Devin Toner who has recently joined the team as Head of Partnerships along with our CEO Paul Merriman CFP® and Senior Pensions Consultant Conor O'Hara QFA MIIPM were talking all things Pensions and retirement planning. From the importance of a pension as part of your overall financial plan to how your financial goals, stage of life, and current situation determine whether it’s right for you to fund your pension. Lastly, this webinar will teach you about all the pension updates and changes that may impact your retirement.

In the current economic climate, being over or under-insured can cost you big money, but in very different ways. In this webinar, Conor L’Estrange QFA FPRA covers the frequently asked questions about the different types of protections from Income to Life Cover, Serious Illness and Mortgage Protection. Understand what Income protection is? who needs it? how long should one be covered & the costs as well as tax relief associated with it? Get a clear view of what life cover is, how much you should be covered for & what happens to the money when you pass away. Along with understanding a bit about Serious illness cover & what it should be used for. Lastly, Conor talks about what mortgage protection is and if it is necessary. He will also help you understand if it provides financial support to your family if you die. Watch now to learn all this and more. (Recorded: 3rd October 2022) 

Inflation, interest rate increases, and the war in Ukraine are all dominating the news, these are all factors that we cannot control BUT there are things within our control that we can take charge of to create a brighter future for ourselves no matter what is going on in the world. Watch Mark Root BA, QFA as he explains how to take control of the controllable. From taking stock of your spending to, setting achievable goals for the short, medium & long term to creating a realistic monthly budget & stick to it. Mark talks about how you can create a plan to pay off your debt using the Debt ladder, why you should shop around for insurance options & the importance of building an emergency fund. (Recorded: 30th September 2022) 

The investing world can seem daunting at first. But in reality, most investors are just regular people who don’t let common misconceptions keep them from getting started. Watch Conor Byrne, QFA as he breaks down 5 of the most common myths about investing and offers a different perspective on each of them. He explains why investing is NOT only for the rich, why saving is NOT investing, How you can diversify & spread the risk while investing, why it’s time in the market not timing the market and how you can start investing without a big sum. (Recorded:29th September 2022)

Stay ahead of the game- Learn how to manage your money more effectively and make the most of your monthly income from one of Ireland’s leading financial advisors, Paul Merriman QFA Grad Dip CFP®. Get answers to the key financial questions- Should you save or invest? When should you fund your pension and how much should you put in? How to make the most of that extra money you may have? Paul also covers day-to-day money management, how to plan your finances for the short & long term, saving & investing, pension planning, getting mortgage ready, switching mortgage lenders & much more. (Recorded Part 1:26th April 2022 & Recorded Part 2: 28th April 2022)

Aine Cullen Certified Financial Planner at askpaul will walk through the most common misconceptions about pensions and investments. In this webinar, Aine explains what type of pension you need whether you’re self-employed or a PAYE worker & how fees and charges can eat into your pension pot. Aine also addresses one of the most frequently asked questions - Could you really retire early? Talking about tax relief, tax-free growth, and how contributions really work. She has shared all the basics you need to know so that you can make that extra cash you have work that bit better. (Recorded: 10th March 2022) 

Women are better savers but less confident about investing compared to men. ⅓ of women have said they don’t know enough about pensions or investing & so this webinar is dedicated to empowering our ladies with the right knowledge about everything to do with Pensions & Investments.

In this webinar, Lucia O'Riordan Head of Operations at askpaul was joined by Áine Cullen Certified Financial Planner at askpaul & Pamela Laird CEO of Moxi Loves Limited where they challenged women to inspire, encourage, & empower each other. Aine shared a few steps that can help improve your financial well-being and long-term financial health.

Gerry Hussey, Ireland’s Leading Health and Performance coach, joins Paul Merriman, Ireland's leading financial advisor where they unpack what financial well-being means, what financial freedom looks like and how you can manage and maintain a good mindset. They also discuss how to achieve financial well-being and freedom with the right mindset and view money as a tool to enhance your life, not hold you back. (Recorded: 27th April 2021)