askpaul Blog

20 Ways to Jump-Start Your Financial Future

20 Ways to Jump-Start Your Financial Future

20 Ways to Jump-Start Your Financial Future It can be hard to know where to start with your finances. Here are 20 things you can do to get started on a long-term commitment to financial success. Some points are quick tips while others are more complex strategies so...

10 Reasons Why You Should Create A Personal Budget

10 Reasons Why You Should Create A Personal Budget

10 Reasons Why You Should Create A Personal BudgetTalking about money matters can be scary and financial management may seem complicated, so we want to make sure you’re getting the information you need to make you financially secure, regardless of your current life...

Payday Routine

Payday Routine

Payday Routine After a month of working hard, payday is definitely a welcome treat. But, how many of you have checked your accounts on payday, and been tempted to hit the shops? Or head out for a fancy dinner? Feeling that payday excitement is all well and good until...

Setting the right Money habits

Setting the right Money habits

Setting the right Money habitsIt is the time of year again, everyone is making new years resolutions to get fit, lose weight, and give up smoking. 2020 was the year we will never forget, it changed lives in so many ways positively and negatively. Some of you could not...

Back-to-School Money Savings Tips

Back-to-School Money Savings Tips

Back-to-School Money Savings TipsThe Irish League of Credit Unions states in one of its latest surveys that 66% of parents report financial hardship with back-to-school costs. Parents at the secondary school level spend an average of €1,518 per child – up €27 from...

Educating your Children About Money

Educating your Children About Money

Teaching your Children about MoneyBy the age 6 kids have already developed their attitude to money, spending and saving. So it’s important to start talking to kids from an early age about money. Most parents excel when it comes to teaching safety and good manners, but...

4 Simple Steps to Save Money effectively

4 Simple Steps to Save Money effectively

4 Simple Steps to Save Money effectivelyOnce you have all your bills and living cost taking care of you might be lucky enough to have some cash leftover. We all know we need to save money for the future, be it next week, next year or the next decade!  But where do you...

Women and the State Pension

Women and the State Pension

Women and the State Pension Women work outside the home in fewer numbers, they get paid less when they do work and, when it comes to retirement, women typically have 35 per cent less to live on than men. The past four decades have witnessed a seismic change in women’s...

N26 vs Revolut

N26 vs Revolut

N26 VS REVOLUTOver the past few years, there’s been an increased interest in switching from traditional Irish Banks over to digital banks like N26 and Revolut instead. Digital banks can be a great alternative and a fantastic way to make some serious savings when it...

Create another source of Income

Create another source of Income

Create another source of incomeWe all wish we had more money coming in monthly. By earning even a little extra, you can stop living paycheck to paycheck, pay off your debts, and start focusing on your bigger financial goals. But short of quitting your job and writing...

Top 10 Money Saving Tips

Top 10 Money Saving Tips

Top 10 Money Saving Tips for this Year 1. Budget – first and foremost you need to sit down with pen and paper, or excel, and put down your income(s)* and your outgoings! This will show you how much you have coming in and going out. It should also highlight places you...

The Debt Ladder

The Debt Ladder

The Debt LadderThe Debt Ladder is my tried and trusted method that will guarantee success. By tackling your debt in manageable chunks, you will get multiple small wins and a sense of accomplishment that means you will feel good and will continue to pay it off. This...